• Stumblinbear
    link
    fedilink
    arrow-up
    4
    arrow-down
    4
    ·
    edit-2
    1 year ago

    Not having a credit card is giving up free money in cash back and rewards. Just be disciplined and it’s a net positive in every way, including security

      • Stumblinbear
        link
        fedilink
        arrow-up
        1
        ·
        edit-2
        1 year ago

        I literally can withdrawal it. I can convert my points to cash at a 1:1 ratio, or redeem it for a flight and get 15% off the flight. Pretty tangible to me.

      • dangblingus@lemmy.world
        link
        fedilink
        arrow-up
        1
        arrow-down
        1
        ·
        1 year ago

        You can withdraw it. It’s called a cash advance. It’s cash that immediately accrues interest on your credit card balance.