Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

  • @KoboldCoterieEnglish
    5•1 year ago

    a little more expensive

    This is a gross understatement. Companies usually pay 50% or more of the insurance their employees get.

    • skyEnglish
      3•1 year ago

      My partner and I pay $200 for the ~$1800/mo healthcare plan through their employer. There was a fully-covered option but the deductibles are so low on this plan it’s incredible.