A big part of this is people not living within their means.

I keep hearing about people making 6 figures a year living paycheck to paycheck and honestly I have no sympathy.

You don’t need that brand new car that has $600/month payments. You don’t need a 3 story house. You don’t need every luxury under the fuckin sun.

Live within your means and you’ll rarely go wanting.

This is coming from someone who’s been legitimately poor their whole life. If you can’t make it with that much money it’s your own fuckin fault.