I have seen a news report where they interviewed a young woman who was in a whole bunch of debt due to being sovcit and regretted it all. Her story was she was basically living a normal life, till her husband lost his job. When he couldn’t find a new job and was living on welfare, he turned to sovcit. They could simply stop paying their mortgage and other bills and use all the tricks of the sovcits on Facebook to get by. This way he wouldn’t need a job anymore. His wife went along with it, not really understanding it, but trusting her husband.

Obviously this didn’t end up well for either of them and the wife divorced the husband after finding out all of it was bullshit. They lost their home and had huge debts. Luckily because the woman was in a European country, the government sent someone to help her out. They helped her to consolidate all the different loans into a single loan, except for debts in relation to taxes. For the taxes a generous payment plan was provided, giving the woman a chance at a normal life instead of destroying her. The singular loan with the bank had a mortgage style payment plan, which was manageable even at a relatively low income level. She also was eligible for public housing and had a small apartment to live in. It was unclear where the husband was, he was gone and assumed out of the country. Because they were married he left a lot of the debt for the wife to clean up.

It was really a very sad story and the woman was filled with regret. If she hadn’t lived in a forgiving country, she would have had a bad ending. Not that she didn’t have one anyway, but it could have been so much worse.