I’ll take a ring over the smart watch any day. Battery life alone, makes this easier. Drives me nuts to see my coworkers, friends, dates, just looking at their watch as we chat away or work, then complain about so many alerts.
So no, smart rings are not stupid
This card is unnecessary in most cases even you are white. It’s like when you order alcohol at a restaurant. They don’t usually ask for ID if you look old enough. You only need this card when you’re near other white people who are richer than you.