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Joined 7 months ago
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Cake day: April 2nd, 2024

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  • Right now I’m making a bit more than $24/hour and live in a low cost of living, rural area. I’m fortunate enough to have been blessed with inherited money after my father’s passing and now have a paid off house and vehicle. My living expenses are low to say the least. I have ZERO debt, I invest 15% of my income and put 10% into savings, 25% goes towards “wants” and the rest goes to bills.

    All of that said, there is absolutely NO WAY I would be able to save/invest/spend the percentages I do if I had to pay rent, or a mortgage, and a car payment on top of that. If I had kids it would be even worse. I literally cannot even imagine if I had to pay for a kid right now and I’m in a good spot financially speaking. I would be BARELY scraping by at my pay rate (reminder: I’m in a low cost of living rural area).

    How can you POSSIBLY think $24/hr is too much money???