This meme¹ made the rounds here on Lemmy some days back.

And NSFW artists in the Furry fandom will often talk about how payment processors give them guff.

It holds true in lived memory, but like…

… Why?

I actually understand it for Google Ads and the like – Google, Metabook, Bytedance et al. are really just advertisement companies with a side-gig in providing online services, and if you’re an advertisement company, then “how other corporations perceive you” is what you live and die by, which forces the whole “corporate sanitisation” thing down on the users. – So like. It does make sense, even if it’s hateable.

But for the likes of Visa, and Master Card, and whatnot – It doesn’t? As I understand it their whole thing is they transfer money between parties and take a cut of the transactions. (and also give credit and charge interests on that and such) – Why the fuck would they care what those transactions are about, so long as people are… Transacting, and thus giving them their cut?

¹ Reuploaded as an image because I couldn’t be fucked to find it again.

  • Winthrowe@lemmy.ca
    363·
    4 days ago

    I think it’s more about the fraud rate than pure prudishness. On one hand you have real hackers testing stolen cards. On the other, found out spouses claiming they’ve no idea about charges and charging back.

    All they care about is their cut, but they don’t get it here as often as with traditional sectors.

    • FlexibleToast@lemmy.world
      301·
      4 days ago

      I don’t think that’s entirely it. OnlyFans flirted with the idea of not allowing NSFW content because of pressure from the credit card companies. PornHub purged amateur content from the same pressure.

        • xor@lemmy.blahaj.zoneEnglish
          5·
          4 days ago

          I think that’s largely for the same reason; their legal obligations to ensure they don’t facilitate illegal stuff means that the risk of working with companies that do e.g. amateur porn makes the potential consequences (financial processing ban, i.e. effectively the entire company being shut down) massively outweigh the potential benefits.

          So you’re right that PH’s legal liability was part of the reasoning, but that pressure largely came from payment processors, for whom the legal consequences are more severe.

    • Buffalox@lemmy.world
      91·
      4 days ago

      I think it’s more about the fraud rate

      AFAIK there is less fraud on sex pages than on facebook.
      Also if that was the case, why weren’t trade with capacitors treated the same way in the 90’s?