Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
May I ask, indelicately, how old you are?
Currently 29, but when I first got my card it only took like a year or so to increase my score.
I’m also in the UK, so it could be a completely different system.